PRIVACY POLICY AND SECURITY INFORMATION

Your Privacy Is Important to Us

You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with our non-profit organization. You are asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively.

We work diligently to safeguard the information you give us. In fact, we developed the following policies to ensure your confidentiality and maintain your confidence in our non-profit organization. These policies detail the strict standards we have in place. For this reason, we ask that you please read the following information carefully.

We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply an "other party."

About your Email address

We will not sell, share nor distribute your Email address.

The Information We Collect

We collect information about you from the following sources:

Information you give us on applications or other forms
Information about your transactions with us
Information about your transactions with other parties
Information from a consumer reporting agency
The Confidentiality, Security, and Integrity of Your Information

We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

Your Information and Other Parties

We will not disclose information about you to anyone, except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

Information about Former Customers

We do not disclose information about former customers, except as permitted by law.

Authorized Sharing - Outside Marketing Services

We may disclose the following information to companies that perform marketing services on our behalf.

Information you give us on an application or other forms, such as:

Name
Address
Phone Numbers

We disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law.

Reasons for Disclosing

We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services.

Information from our account records about your transactions and experience with us.

Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.

We may disclose information about you in the future to our affiliates.

To provide you with information about additional products and services.
To evaluate our total relationship with you and our family of companies and give you the best price that relationship deserves.